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Category: Health Insurance

Health Reimbursement Arrangements – Thoroughly Explained

FAMILIAR Scenario Here’s a common scenario that most small business owners have experienced. Your health insurance renewal arrives in the mail. You set it aside for a week or so, as you really don’t want to open it. One day you muster up the courage to finally review the dreaded […]

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A Sneak Peek at 2019 Health Insurance Rates and Plans

Our Source You might be wondering, how in the world do you know what the 2019 health insurance rates are going to be? Under the Affordable Care Act, all premium and plan filings must be publicly available. And, to fulfill this request, the Pennsylvania Insurance Department displays the info on […]

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Emergency Room Visits and Out of Network Doctors

Scenario Imagine that you have some type of medical emergency. It could be chest pain or catching a foul ball in the eye. So long as it is serious enough to require a trip to the emergency room (ER). As a responsible policyholder, you go to a hospital that accepts […]

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Reference Based Pricing – What Employers Need to Know

Background on Reference Based Pricing Health insurance premiums have been steadily increasing for the past decade. So it’s no surprise that employers have been searching for less expensive ways to cover their workers. And recently, a promising new insurance model called Reference Based Pricing has been gaining popularity. So how […]

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Look ahead at December renewals

A Look Ahead at December Renewals

December is still pretty far away. But, thanks to new health insurance transparency laws, your renewal rates are now available. And, better yet, alternative plans and prices are also within reach. So, let’s go inside the numbers and get you prepared, with a look ahead at December renewals. Why so […]

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HSA DOLLARS

Will the HSA Save the Day?

Many politicians have touted HSAs as a fix to our healthcare crisis. In fact, HSA expansion is a key part of the American Health Care Act, the legislation slated to replace Obamacare. But what are HSAs and how can they be used to fix America’s healthcare problems? Let’s take a deeper […]

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Trumpare Will Fail

Why Obamacare Failed… and Trumpcare will too!

Should’ve Called it the Accessible Care Act You would think, with a name like the Affordable Care Act (ACA), the law would be sharply focused on reducing healthcare costs. And yet in the original 2,000 plus page bill, it is sparsely mentioned. Instead the legislation aims its attention at accessibility to health […]

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Trumpcare Sign

Trumpcare – An Early Look

Get my crystal ball We begin our Trumpcare series with a look at some of its key features. And while nothing is written in stone, there are two leading proposals, the Patient Care Act from Senator Orrin Hatch and A Better Way by House Speaker Paul Ryan. Their plans share some […]

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New Health Insurance Options for PA Small Businesses

New Health Insurance Options for PA Small Businesses

A light at the end of the tunnel Finally, after 6 years of the Affordable Care Act (ACA), new health insurance options for PA small businesses are starting to pop up. And just in time too, since our local insurance market was beginning to look quite grim. Why PA Needs New Health […]

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2017 Health Insurance Renewals – Inside the Numbers

A sneak peek Curious about your upcoming health insurance renewal? Wonder no more because the numbers are in! Get a jump start and find the right plan for your company in 2017. Our Crystal Ball You may be asking, how do you know what my renewal will be before I do? […]

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